Archive for the ‘Personal Injury’ Category

Defendant Gets Summary Judgment in a Motor Vehicle Accident Case

Thursday, August 25th, 2011

Guo v. Simpson seems like the classic car accident case in which vehicles collide in an intersection controlled by traffic lights.  If both drivers claim that they entered the intersection on a green light, liability issues will turn entirely on credibility, and such cases seem poorly suited to resolution on a motion for summary judgment.

The defendant Simpson did move for summary judgment, however, based on admissions he apparently received from the plaintiff on examinations for discovery and as a result of serving notices to admit.

Simpson’s co-defendant Pamplona, the other involved driver, did not defend the action, and his automobile insurer obtained an order adding it as a third party to the action under section 258(14) of the Insurance Act.  Although this insurer initially opposed Simpson’s motion, it eventually decided to take no position.  The plaintiff persevered, trying to keep Simpson in the action on the grounds that possible testimony from Pamplona would show that Simpson was contributorily negligent.

In her affidavit, she deposed that she’d spoken to Pamplona at a nursing home.  Through a Portuguese-speaking interpreter, she learned that Pamplona had suffered two strokes, had serious diabetes, had undergone an amputation, and had additional serious medical problems. She also indicated that Mr. Pamplona had no recollection of the accident.  There was no evidence to suggest that he would ever recover his memory.

Primarily, it appears that the plaintiff relied on information that her counsel had obtained from counsel for Pamplona’s insurer, indicating that Pamplona made statements at the accident scene which, if true, would mean that he had entered the intersection in obedience to the traffic lights.

On Simpson’s motion for summary judgment, the court stated that even if this evidence was admissible for the purposes of the motion, it was not sufficient to counter the moving party’s evidence demonstrating that there was no genuine issue requiring trial with respect to the potential liability of the defendant Simpson: “The plaintiff raises at best a faint possibility that Mr. Pamplona may be able to testify and recover his memory sufficiently to be able to provide further evidence on how the accident occurred.”

According to the court, a summary judgment motion can’t be successfully resisted on the basis of suggestions or speculation as to evidence that might be obtained at a later date.  The court is required to make its decision based on the evidence actually adduced on the motion.  Simpson’s motion was therefore allowed, and the action against him dismissed.

Link: CanLII – 2011 ONSC 4960 (CanLII)

Richard Hayles, B.A., J.D.

Insurance and commercial litigation lawyer

 

Brief informational summaries about commercial and other litigation matters in the courts of Ontario and other developments are periodically published on this website. They are intended to be a general comment or general discussion, not legal advice and should not be relied upon as legal advice. Should you require legal advice, please contact info@heydary.com or 416 972 9001.

Summary Judgment on Insurance and Indemnity Clause in Snow Removal Contract

Tuesday, August 16th, 2011

Contracts for the removal of ice and snow from commercial premises usually contain a provision stating that the contractor is to obtain a liability insurance policy in which the property owner is named as an additional insured. These “insurance and indemnity” clauses usually also state that the contractor is to indemnify the property owner for claims arising out of deficiencies in the contractor’s work.

This type of clause was the subject of a recent summary judgment decision in Papapetrou v. 1054422 Ontario Limited.  The plaintiff brought an action against the owners of a building and their snow removal contractors, saying she had been injured when she fell on some icy steps.  The building owner brought a motion for summary judgment dismissing the plaintiff’s action, or in the alternative, for an order that the snow removal contractor assume the owner’s defense.

The plaintiff did not appear, and counsel advised that the plaintiff took no position regarding the motion.  The judge who heard the motion thought this was relevant, given that the main relief sought on the motion was dismissal of the claim the plaintiff had brought against the defendant property owners.

The motions judge referred to case law indicating that in determining whether or not a claim comes within insurance policy coverage, courts are not strictly bound by the language chosen by the plaintiff, but must determine the true nature of the claim as stated in the statement of claim.

Although the allegations in the statement of claim contained claims that did not “fall within the general occupiers’ liability basket”, the motions judge concluded that the true nature of the claim was for negligence in failing to maintain the steps.  That interpretation was reinforced by the fact that the plaintiffs took no position on the property owner’s motion.  If the plaintiffs were pursuing separate claims as against the property owners (claims distinct from the failure to remove ice), then the plaintiffs would have defended those claims on the motion.

Although the defendant snow removal contractor had failed to obtain liability insurance in accordance with the contract provisions, the court held that this failure should not help them avoid responsibility for their obligation to defend and indemnify.  The court ordered the contractor to assume the property owner’s defense, and indemnify it from any damages awarded to the plaintiffs.

Richard Hayles, B.A., J.D.
Insurance and commercial litigation lawyer

 

Brief informational summaries about commercial and other litigation matters in the courts of Ontario and other developments are periodically published on this website. They are intended to be a general comment or general discussion, not legal advice and should not be relied upon as legal advice. Should you require legal advice, please contact info@heydary.com or 416 972 9001.

Home, Cottage and Recreational Property Litigation

Friday, July 22nd, 2011

For many people the most valuable asset they own is their home, cottage or other recreational property.

Heydary Hamilton PC can advise and represent homeowners, cottage owners and other property owners in connection with claims and disputes arising in connection with home, cottage or other residential or recreational property.

Whether such claim or dispute arises in connection with:

  • the design, construction, repair or demolition of property
  • damage to the property
  • fire, smoke, flood, mould or infestation
  • homeowners insurance claims
  • insurance coverage for third party claims
  • injuries occurring on the property, including slip and fall, dog bite and owner or family injuries sustained on the property
  • occupiers’ liability
  • warranty coverage
  • purchase and sale issues
  • alcohol liability and host issues
  • swimming pool claims
  • mortgage, foreclosure and other finance issues
  • easements and licenses
  • ownership disputes
  • partition and sale
  • condominium issues
  • maintenance fees, levies and the like
  • management and operation of the property
  • products liability
  • neighbours, other property owners or associations
  • utilities and suppliers of services
  • trespassers
  • use of the property
  • failure of insurers to defend owners
  • boundary disputes or adverse possession
  • restrictive covenants
  • leasing, sublet or assignment issues
  • tax assessment
  • valuations
  • timeshare issues
  • environmental issues
  • homeowner and cottage owner’s association issues
  • expropriation and eminent domain issues
  • dilapidation and demolition
  • wills and estates issues
  • disputes as to title
  • real estate agents or brokers

Heydary Hamilton PC can provide effective and efficient legal services in connection with home, cottage and recreational properties.

David Alderson, LL.B, LL.M 

Richard Hayles, B.A., J.D.

 

Brief informational summaries about commercial and other litigation matters in the courts of Ontario and other developments are periodically published on this website. They are intended to be a general comment or general discussion, not legal advice and should not be relied upon as legal advice. Should you require legal advice, please contact info@heydary.com or 416 972 9001.

 

Injured on Vacation

Friday, July 22nd, 2011

Canadians love to travel. 

In particular, Statistics Canada recently reported that travel by Canadians to foreign countries included these top fifteen destinations: United States, United Kingdom, Mexico, France, Cuba, Dominican Republic, Italy, Germany, Netherlands, Spain, China, Hong Kong, Japan, Switzerland and Austria.

Travel to the USA included these top fifteen destinations: New York, Michigan, Washington, California, Ohio, Pennsylvania, Massachusetts, Minnesota, Illinois, Florida, Texas, New Jersey, Wisconsin, Maine and Oregon.

But accidents sometimes occur to Ontario residents while they are travelling to or from, visiting, working or vacationing in other provinces or countries. 

Examples of Vacation Accidents

Road, Rail and Air Accidents and Injuries
Bus Accidents and Injuries
Water Accidents and Injuries – Beach and Swimming Pool Accidents
Cruise Accidents, Injury and Illness
Maritime Accidents – Boat and Jet-Ski Injuries
Boating Accidents, including Small Craft and Sailing Accidents
Water Sports Injuries – Diving, Scuba and Snowboarding Injuries
Winter Sports Accidents – Snowmobile, Ski, Snowboard and Climbing Accidents
Equestrian Activities – Riding and Equestrian Sports
Spectator Injury 
Amusement Park Ride Accidents
Victim of Assault or other Criminal Activity
Food Poisoning and Illness

Suppose that during a vacation or while working outside Ontario or abroad, injury, harm or loss was caused to you or a member of your family by one or more of the following: tour operators, travel agents, ship and boat owners and operators and cruise lines, airlines, hotels, restaurants, sports venues, amusement and theme parks, entertainment venues, or ski and snowboard resort owners and operators.  Or you want to present a claim to your travel insurers for injury, death, harm or loss caused during a holiday or travel excursion.

Claims by Ontario residents from events arising in other provinces or other countries often involve complex issues of jurisdiction (where the lawsuit must be started) and questions as to which country’s laws should apply. We can provide an opinion as to whether or not the laws of Ontario apply to your situation, and whether or not the courts in Ontario have jurisdiction to hear your case or whether you must go to a court in a place other than Ontario to seek damages or other remedies. 

In cases where you are required to pursue your accident claim in a province other than Ontario or in the country where it occurred, we cannot provide legal advice or representation, but we can be retained to assist you in the choice and appointment of a lawyer to handle your case in the country where the accident occurred. 

Please note that it is important to seek and obtain legal advice of a competent lawyer in the appropriate jurisdiction as soon as possible, since time limitation periods to give notice of claims and to commence legal proceedings will vary across Canada and throughout the world and in some cases these time limits are very short.

Richard Hayles, B.A., J.D. 

David Alderson,  LL.B, LL.M 

Admitted in Ontario, Canada and New York, USA.
Also admitted (but not practicing) in Bermuda, England and Wales.
Practiced with Legal Consultants in Dubai.

 

Brief informational summaries about commercial and other litigation matters in the courts of Ontario and other developments are periodically published on this website. They are intended to be a general comment or general discussion, not legal advice and should not be relied upon as legal advice. Should you require legal advice, please contact info@heydary.com or 416 972 9001.

 

City of Mississauga Not Responsible for Icy Sidewalk

Thursday, March 31st, 2011

Under section 44(9) of the Municipal Act, a municipality is not liable for personal injury caused by snow or ice on a sidewalk “…except in cases of gross negligence”.

Douglas Billings slipped on an icy sidewalk in Mississauga following a major snow and ice storm.  He sued the City of Mississauga.  In court, he alleged that the City had failed to follow its own snow removal policy, under which snow and ice is to be cleared within 36 hours of a storm.  He pointed to the fact that the sidewalk where the accident took place had been in a dangerous condition for over 100 hours, and that the City relied exclusively on unionized workers (as opposed to independent contractors), who were not required to work overtime and weekends.

Mr. Billings’s case was dismissed at trial, so he took it to the Ontario Court of Appeal.  The trial judge had found that the storm in April of 2003 was an extraordinary event.  That conclusion was supported by an Environment Canada survey, which ranked the storm second on its list of the top 10 Canadian weather stories of that year.

The trial judge had carefully reviewed the City’s systems, personnel, and policies for dealing snowstorms.  He concluded that the City’s response to the April, 2003 storm was “completely reasonable”.  The Court of Appeal agreed, and dismissed the appeal.

The standard of gross negligence that has to be met in order to succeed in a claim of this kind is extremely high.  The case illustrates the difficulty that plaintiffs and their lawyers face in pursuing this kind of claim against a municipality.

The case is also interesting in that the court accepted the defendant’s assertion that a big snowstorm is an extraordinary event.  Municipalities often design their snow removal and storm water systems to handle a “100 year storm”, meaning that the systems are capable of dealing with precipitation that equals the volume and intensity of the biggest storm to hit the area in the last 100 years, based on historical weather records.  The writer, who has been practicing law for less than 100 years, has personally been involved in several lawsuits which involved “100 year” storms.  Record setting storms seem to have become the new normal, perhaps as a result of changes in weather patterns resulting from global warming.  Will the courts eventually hold that municipalities ought to take note of these changing conditions, and plan for storms that exceed the 100 year standard?

Richard Hayles, B.A., J.D.

Link: Billings v. Mississauga (City), 2011 ONCA 247

 

Brief informational summaries about commercial litigation matters in the courts of Ontario and other developments are periodically published on this website. They are intended to be a general comment or general discussion, not legal advice and should not be relied upon as legal advice. Should you require legal advice, please contact info@heydary.com or 416 972 9001.